What are Low-Risk Merchants & Industries

Low-Risk Merchant

Prior to applying for a merchant account, you must know if your business comes under low-risk. Reason being, merchants in our payment processing world come under low-risk, medium-risk, and high-risk categories. various factors collectively decide the risk category for a particular business. For an example, while reviewing the business it is reviewed that how much risk is involved in the business, what is their risk level, which is the country wherein they got incorporated and their processing history and so on.


The following criterion is a perfect match for any business that falls within the low-risk category –

Monthly Processing amount lower than $20,000 is processed by you.
The average size of the ticket that you possess is lower than $50.
Your chargeback ratio is quite low.
The industry that you cater to reflects a lower risk.
The country of your incorporation falls within a low-risk category.

Common Low-Risk Industries

When you choose Merchant Stronghold for your Low-risk Merchant Account you get an Affordable,
Point of Sale or E-Commerce Solution with Fast approval and you can start receiving payments from almost all major cards and from Checks as well. You not only get this thing but you get dedicated customer support and assistance for the desired growth of your business.

Some examples of Low-Risk Industries include:

Home Goods/Retail Shop
Pet Supplies
Movies, CD’s and Books
Beauty & Health
Office Supplies
Online Apparel And Many More.

We at Merchant Stronghold offer an opportunity for real-time processing of a payment, secure and easy processing of payment with SSL and PCI compliant Gateway, and Woo commerce, Shopify, Plugins, and API integration with your E-commerce website so that you can start accepting payments easily through your website directly.

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